Source: https://miranda-consult.com/en/finep-innovation-funding/

[← Solutions](https://miranda-consult.com/en/#solucoes)

04 · Finep and innovation funding

# Funding to put your innovation plan into action.

We connect the investment plan to financing and grant opportunities. We structure the technical and financial project to build new capabilities, equipment, teams and partnerships.

[Talk to MIRANDA](#contato)

**Investment**Technical plan and budget connected

**Instrument**Suitable loan or grant

**Execution**Stages, team and partnerships structured

## What opportunities exist for your company?

The choice depends on company size, the nature of the investment and the project's financial structure.

01 · Repayable

### Direct Finep financing

Contracted with Finep, Brazil's federal innovation agency, for larger innovation projects and plans. It involves technical, credit and collateral analysis. The reference consulted sets support from R$ 30 million and a company size equivalent to Medium Enterprise II or above.

02 · Repayable

### Finep Inovacred

Operated by accredited financial agents. It serves companies with revenue of up to R$ 300 million, subject to size and economic group rules, to develop or improve products, processes and services.

03 · Non-repayable

### Economic grants

Funds to share R&D costs and risks, awarded through public calls. Each call defines themes, company size, matching funds, eligible expenses and execution and reporting obligations.

Reference: official sources consulted on 10/18/2026. Amounts, eligible audiences, rates and conditions may change by instrument; they are confirmed in the eligibility analysis.

## What do we assess before structuring the proposal?

01

### Company and financial capacity

Size, revenue, economic group, compliance, credit history and ability to provide collateral. Direct support has additional criteria, such as equity above R$ 40 million and requirements for track record and audited financials.

02

### Project and use of funds

Innovation objective, technology stage, budget, timeline, team, expected results and fit with the credit lines or the call. A machinery purchase is assessed within the project and its technological contribution.

How it works

## A clear path to execution.

1. 01

   ### Understand the plan

   Business objective, investment and financial capacity.
2. 02

   ### Choose the route

   Compatible modality, agent or call.
3. 03

   ### Structure the project

   Technical merit, budget, timeline and partnerships.
4. 04

   ### Prepare the proposal

   Documents, submission and responses to reviews.

## What your company can receive

* Funding route with instruments and requirements compared
* Investment plan connected to business priorities
* Structured technical project, budget and timeline
* Proposal and documents organized for submission

Scope defined according to the company's challenge.

## Frequently asked questions

What types of investment can be funded?

Depending on the instrument, support may cover technical staff, research and development, machinery and equipment, software, materials, training and specialized services. Eligibility and limits per budget line are checked for the chosen modality.

What is the difference between financing and grants?

Repayable financing is a credit operation: it carries charges, terms and repayment obligations. A grant does not require repayment when the instrument's conditions are met, but it requires project execution, proper use of funds, reporting and, where applicable, matching funds.

Does the project need to be ready before we talk?

No. We can start from a need or a planned investment and assess its innovation potential. The work structures the scope, budget and funding alternatives, considering Finep and other relevant sources.

[From Rodrigo Miranda's track record

R$ 17.3M

## From buying machinery to a broader industrial project.

The initial R$ 12 million plan was revised to include technology, new hires and research institutions (ICTs). The funding combined grants and financing.

See the case](https://miranda-consult.com/en/cases/#investimento-industrial)

Other solutions

[Innovation strategy and management](https://miranda-consult.com/en/innovation-strategy-management/)[Innovation as a Service](https://miranda-consult.com/en/innovation-as-a-service/)[Lei do Bem and R&D incentives](https://miranda-consult.com/en/lei-do-bem-rd-tax-incentive/)[Team and leadership development](https://miranda-consult.com/en/training/)

Technical references and legislation

Content reviewed on October 18, 2026.

* [Finep · Support and financing (PT) ↗](https://www.finep.gov.br/como-obter-financiamento-component)
* [Finep · Inovacred (PT) ↗](https://www.finep.gov.br/apoio-e-financiamento-externa/programas-e-linhas/inovacred-empresa-e-ict-s)

Contact

## What result does your company need to achieve?

Tell us about the challenge. MIRANDA will get back to you to understand your priorities and assess how we can help.

[MIRANDA on WhatsApp](https://wa.me/5511954942702?text=Hello%2C%20I%20would%20like%20to%20talk%20to%20MIRANDA%20about...)[contato@miranda-consult.com](mailto:contato@miranda-consult.com?subject=Website%20contact%20%E2%80%94%20MIRANDA)
